Here are a few things to think through to make sure you hit your goal to buy a home this year!
Why you want to buy.
As with many other things life, knowing your "why" is important in the home buying process because it'll determine how you approach your home search. Is your current home too small? Do you want to be in a different school zone? Are you ready to stop renting and buy your first home? Whatever the reason, list out the factors that contribute to this decision.
Where you want to buy.
Looking to move to a new city? Eyeing that house down the street from your apartment? Hearing more about a neighborhood where major developments are happening? Having an idea of where you want to live will help you plan budget-wise and give you a glimpse of how your life will look in the area(s) you're considering.
What kind of house you want to buy.
What features are most important to you? Is there a certain style home that you prefer? Does it matter if there's an HOA? Getting an idea of what you prefer can help you pin down specific things to look for or avoid during your house hunting journey.
How your money looks.
Looking at your budget and knowing how much of your savings is available helps inform your readiness to buy. How much money is in your savings? What is your credit score? How much debt do you currently have?
Who you want to help.
Ask your friends and family if there's a real estate agent or lender they recommend and why. Starting with referrals from trusted sources can add a sense of relief and build confidence that you're working with the right people.
Once you've thought through these things, determine your main driver. Is affordability most important or aesthetic? Can you live without having an acre lot or do you prefer owning a townhome where the lawn is smaller? No matter what you decide, we're here to help! Click below to meet someone from our team and get the ball rolling!